Self-Insurance Benefits

Gain Control Over Your Health Insurance Premiums

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Benefits

  • Eliminate Health Insurance Bureaucracy
  • Any Doctor (No more restrictive networks)
  • Don’t be penalized for other company’s claims
  • Aggressive Claims Management
  • More predictable renewals
  • You keep any unspent premiums

How Self Insurance Works

Your Company

1

Opens a bank account for your health plan

2

Enrolls your employees

3

Deposits Monthly Premiums

4

Keeps unspent premiums in bank account

TPA

  • Assist in developing benefits to match company budget
  • Negotiates stop loss Insurance
  • Aggressively manages claim expenses
  • Manages plan, costs, claims & payments
  • Submits large claims to the Stop Loss Insurance Company

Stop Loss Insurance

Pays all claims over agreed upon stop loss deductible

If you have more than 50 employees and you think your premiums are too high… you owe it to yourself to learn more.

Simple Evaluation

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The Open Solution Founder Phyllis Merrill

 

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