Don’t Be Caught Unaware, the Cadillac Tax Is Waiting To Time In

The ACA's Cadillac Tax is unrolling soon.

It’s all about taxes. According to the Affordable Care Act of 2010, requiring the purchase of a product is illegal, but mandating a tax for not purchasing that product is legal. At this point, as a business owner, insurance broker, or HR professional, you have weathered the first season of regulations that have come, but…

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Frequently Asked Questions About the Cadillac Tax

What is the purpose of the Cadillac tax? First, the tax acts as a source of revenue to fund the costs of the ACA; second, to encourage the reduction of costs in providing health care; and third, to eliminate the tax benefits for employers who compensate their staff through benefits, rather than directly with taxable…

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It’s Renewal Time

In 2015 100% of our clients received a reduction in their medical benefits rate. Yes, you read that right. Every single one of our clients, who are taking advantage of our cost saving program, The Open Solution saved money. That includes municipalities, Native American Tribes, private corporations and school districts. What if we were to…

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Don’t be Trapped by PPO Network Contracts

Why do you continue paying outlandish premiums for your insurance plan? Why do your premiums go up every year? What if there was a way to keep employee premiums down without lowering benefits or raising deductibles? You need a smart alternative to the typical PPO network discounts that hardly make a difference in terms of…

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HEALTHCARE SPENDING – TAKE CONTROL NOW!

Free Bonus Chapter “End your frustration and take control. These are your keys to success: no network requirements in the plan, state-of-the art auditing and re-pricing of claims based on the actual cost of the procedure, customized plans to fit your corporate character and experienced medical management to reduce and eliminate hospital claims. Whatever you…

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Cut the cost of your health insurance

It is health insurance renewal time again. You mull over a couple of options provided by your loyal and trusted broker. Once again your premiums are going up, and will need to make room in your budget for the increase. This pattern of increasing costs is only going to continue year after year. You ask…

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Busting 3 Big Myths about Self-Insured Health Plans

Many companies have evaluated the increasing premium costs associated with their group medical insurance programs and have looked for ways to improve cash flow and economize on the budget for employee benefits.  This has given rise to partial self-funding and insured stop-loss managed platforms.  Any company that is not using this type of a plan…

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