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Self Funded Insurance

Proposed Allowance of Association Health Plans Benefits Small Employers and the Self-Employed

By Executive Order from President Trump, the Dept. of Labor has been instructed to draft language allowing for Association Health Plans. This will allow small employers and the self-employed to purchase health coverage based on “commonality of interest” as opposed to current regulations which require a common employer relationship. This is potentially good news for…

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2015 SPBA Conference Recap

Phyllis Merrill, CEO of MBA Benefit Administrators attended SPBA’s annual conference, held this year on March 18-20 in Washington DC. Merrill participated in a group discussion, with other leaders in the industry.  Those in attendance included DOL, IRS, the Department of Health and Human Services, EEOC, and others. While most of these topics are still…

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Self Funding and Insured Stop-Loss Managed Platform

Over the past few years, many companies have evaluated the increasing premium costs associated with their group medical insurance programs and have looked for ways to improve cash flow and economize on the budget for employee benefits.  This has given rise to partial self funding and insured stop-loss managed platform.  Any company with more than…

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